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Grants · Resources · Capital

The capital to grow. The people to get it.

GRC Group helps restaurants and growing Canadian businesses secure government grants and business loans. We find the money, prepare the application, and deal with the agencies and lenders so you can keep running your business.

Federal & provincial grants BDC, RBC & all major banks Private lenders

One team. Every funding source.

Most businesses qualify for more than one kind of money. We line them up together.

Government grantsFederal & provincial programs
Non-repayable
Bank & BDC loansTerm loans, equipment, expansion
Best rates
Private lendingWhen the bank says “not yet”
Flexible
$9M+
in government grants secured for our clients
$8M+
in business loans arranged for our clients
20+
years working with restaurant owners
Featured grant

Ontario's Modernization Grant: up to $5,000.

For restaurants, food and retail businesses with 1 to 50 employees that are adopting new technology, such as a POS system, online ordering and payments, inventory software, customer management tools or digital marketing.

It's a matching grant: the program pays up to $5,000 and your business matches it. We check your eligibility, scope the project and prepare the application.

$5,000

maximum grant, matched by your business

Check if I qualify → Intake windows and rules change. We'll confirm what's open before you apply.
What we do

Two ways to fund your next move.

Free money first, then smart borrowing for the rest. That's the order we work in, because it keeps more of your money in your business.

Government Grants

Money you don't pay back. We work with federal and provincial agencies every day and know what they want to see.

  • We match you to the programs you actually qualify for
  • We write and assemble the full application
  • We handle follow-ups with the agency
  • We help with reporting so you get fully paid out
Explore grants →

Business Loans & Financing

We work with BDC, RBC, all the major banks and a network of private lenders to get you the right loan on the right terms.

  • Start-up, expansion, renovation and equipment loans
  • Government-backed small business financing
  • A lender-ready package: financials, projections, business plan
  • We shop your file so you're not applying five times
Explore loans →
Why restaurants come to us

We started in restaurants. We still speak the language.

GRC began as Global Restaurant Consulting Group. Our team has spent more than 20 years working alongside restaurant owners through DinePalace and FoodMe, and has helped clients secure more than $9M in grants and $8M in loans. We know thin margins, seasonal cash flow and what it takes to open a second location.

Today we bring that same hands-on approach to any small or mid-sized business looking for funding: retail, services, manufacturing, tech and more.

Restaurants & cafés Bakeries & food producers Retail Professional services Manufacturing Tech & digital Franchises
Grants first.

Then the right loan for the rest.

Every dollar of grant funding is a dollar you don't have to borrow. We always check what you qualify for before we talk to a lender.


  • No cost for your first review
  • Plain-English advice, no jargon
  • One point of contact from start to finish
How it works

From first call to funded, in four steps.

You bring the business. We bring the paperwork, the programs and the lender relationships.

1

Free review

A 30-minute call about your business, your plans and what you need the money for.

2

Funding plan

We map the grants and loans you qualify for and show you the best order to go after them.

3

We prepare & apply

Applications, business plans, projections, lender packages. We build it and submit it with you.

4

Funded & supported

We stay with you through approval, payout and any reporting the agency or lender needs.

Who we work with

Government agencies, banks and private lenders.

For grants, we work with federal and provincial agencies. For loans, we work with BDC, RBC, all the major Canadian banks and private lenders.

BDC RBC TD BMO Scotiabank CIBC National Bank Desjardins Credit unions Private lenders

Lender names are shown for reference only. GRC Group is independent and is not owned by or acting as an agent of any lender or agency.

Find out what you qualify for.

A free, no-pressure 30-minute review. We'll look at your business, tell you which grants and loans fit, and what it would take to get them.